We attempt to take out as much of the "insurance hassle" as possible for you. We'll happily verify your benefits. Please remember, however, that the benefits quoted to us by your insurance company are not a guarantee of payment. If your company pays the benefits they quote to us, the only services you will be responsible for are any non-covered services, deductibles or co-pays. If you have any questions at all regarding you financial responsibilities at our office, please do not hesitate to ask. We are here to help you!

Southern Illinois Chiropractic Center is a preferred "In-Network" provider for the following insurance companies:

Blue Cross & Blue Shield, Healthlink, Aetna, GHP, United Healthcare, Anthem, Golden Rule, Health Network, GE Wellness, Great West, Definity Health, United Health Allies, Railroad Medicare, Galaxy Health Network, Corvel / CorCare, PCHS, Blue Cross & Blue Shield Employee Program, Blue Choice Select, Medicare and more.

If you do not see your insurance plan listed here, please call us at (618) 288-7991 to have us verify your insurance plan's benefits. 

PATIENTS WITHOUT INSURANCE


An increasing number of patients do not have insurance, or have plans with limited coverage, such as catastrophic policies. We realize that no one wants to build up a large bill. Therefore, we have several plans so those patients may receive complete care without undue financial difficulty. Of course we are always happy to accept cash, your personal check, MasterCard, Visa, Discover and American Express cards. We also accept GE Money Care Credit accounts.

WORKER'S COMPENSATION ("ON THE JOB INJURIES")

If you are injured on the job, your care should be paid for under your employer’s Worker’s Compensation insurance. You will need to inform your employer of the accident and obtain the name and address of the carrier of their insurance. If your employer does not provide us with this information, if a settlement has not been made within 3 months, or if you suspend or terminate care, any fees and services are due immediately.

PERSONAL INJURY OR AUTOMOBILE ACCIDENTS


Please notify your auto insurance carrier of your visit to our office immediately. Notify our insurance department immediately if an attorney is representing you. Although you are ultimately responsible for your bill, we will wait for settlement of your claim for up to six months after your care is completed. Once the claim is settled or if you suspend or terminate care, any fees for services are due immediately.

MEDICARE


We do not accept assignment from Medicare. The check for payment is sent directly to you, our patient.  Care is reimbursed for chiropractic adjustments only. Medicare pays 80% of the allowable fee once the deductible has been met. You are required to pay the deductible and the remaining 20% as well as any non-covered services. Our office completes and files the forms for Medicare and secondary/supplemental insurance at no charge.

SECONDARY INSURANCE


Please inform us of any secondary insurance you may have. As a courtesy, we file your secondary insurance for you.